Planning for Disabled Family Members

B&I PARTNERED PLANNING approaches planning for disabled family members with sensitivity to the emotional and regulatory challenges that permeate this area.

We take the time to learn about each individual, and the family, in order to craft a strategy that will protect a family member who will not be able to manage his or her financial affairs due to disability, autism, mental illness or addiction.

In developing the plan, we draw on our personal and professional experience in the use of special and supplemental needs trusts in conjunction with traditional estate planning tools. Special and supplemental needs trusts can ensure that your disabled family member maintains his or her qualification for federal and state benefits such as MaineCare (Medicaid) and Social Security (SSI and benefits for a disabled child), while simultaneously being a beneficiary of your estate.